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Compare Credit Cards

Select up to 3 credit cards from the dropdowns above or the checkboxes below and click compare to see a side by side comparison of all card details.

Applying for and opening a new credit card may temporarily lower your credit score with a "hard" credit inquiry and by impacting your average age of open accounts. Carrying a balance, even temporarily with a 0% APR offer, may temporarily lower your credit score by impacting your credit utilization ratio.

2% Cash Back Credit Cards

These cards set a baseline of earning 2% cash back on all purchases with no caps or limitations. All other offers should be measured against these cards first. Banks can give you 2% cash back because they charge the merchants you shop with up to 4% in processing fees.

Note: All of the following have no annual fee with at least 2% cash back on all purchases.

Credit Card	Cashback Rate	Foreign Transaction Fee	Intro 0% APR on Purchases For	Signup Bonus	If you Spend	In the first	Cell Phone Protection
Wings CU Rewards	2.00%	0.00%		$100	$1,000	90 days		Apply
PNC Cash Unlimited	2.00%	0.00%	365 days				$800	Apply
SoFi World Elite Mastercard	2.00%	0.00%					$1,000	Apply
Bread Cashback American Express	2.00%	0.00%						Apply
American Express Blue Business Cash	2.00%	2.70%	365 days	$250	$3,000	90 days		Apply
American Express Blue Business Plus	2.00%	2.70%	365 days	$150	$3,000	90 days		Apply
Wells Fargo Signify Business Cash	2.00%	3.00%	365 days	$500	$5,000	90 days		Apply
Wells Fargo Active Cash	2.00%	3.00%	455 days	$200	$500	90 days	$600	Apply
Evergreen by FNBO	2.00%	3.00%	365 days	$200	$1,000	90 days		Apply
Citi Double Cash Mastercard	2.00%	3.00%		$200	$1,500	180 days		Apply
Evergreen by FNBO Business Edition	2.00%	3.00%	180 days	$200	$3,000	90 days		Apply
Synchrony Premier	2.00%	3.00%						Apply
PayPal World Mastercard	2.00%	3.00%						Apply

Rotating 5% or more Cash Back Credit Cards

The U.S. Bank Shopper Cash Rewards card allows 6% cash back on $6,000 in spending per year which is worth an extra $240 in the first year when compared to a 2% cash back card. There is a $95 annual fee after the first year so the benefit is reduced to $145 per year when compared to a 2% cash back card.

The U.S. Bank Cash+ and Carver Bank Max Cash cards allow 5% cash back on $8,000 in spending per year which is worth an extra $240 per year when compared to a 2% cash back card. The other rotating cards allow 5% cash back on $6,000 in spending per year which is worth an extra $180 per year when compared to a 2% cash back card. This extra cash back per year assumes you max out every quarterly category.

Note: All of the following have at least 5% cash back in certain categories.

Credit Card	Foreign Transaction Fee	Intro 0% APR on Purchases For	Signup Bonus	If you Spend	In the first	Maximum 1st Year Value	Maximum Annual Value
Chase Freedom Flex	3.00%	455 days	$200	$500	90 days	Unlimited	Unlimited	Apply
Discover it	0.00%	455 days	$100	$1	90 days	$580	$180	Apply
U.S. Bank Shopper Cash Rewards	3.00%		$250	$2,000	120 days	$550	$205	Apply
U.S. Bank Cash+	2.00%	455 days	$200	$1,000	120 days	$440	$240	Apply
Carver Bank Max Cash	3.00%		$150	$500	90 days	$390	$240	Apply
Citi Custom Cash	3.00%	455 days	$200	$1,500	180 days	$380	$180	Apply

0% Balance Transfer Cards

The cards below offer 0% APR balance transfers with no balance transfer fees. You can use these cards to consolidate debt at a 0% interest rate with extra time to payoff the debt or earn interest in a high-yield savings account. Be sure to pay the monthly minimum on these cards and payoff the balance completely at the end of the introductory 0% APR period.

Note: All of the following have no annual fee with introductory 0% APR on balance transfers.

Credit Card	Cashback Rate	Intro 0% APR on Balance Transfers For	No Transfer Fee For	Intro 0% APR on Purchases For	Signup Bonus	If you Spend	In the first
Edward Jones Business Plus	1.50%	365 days	60 days		$150	$1,000	90 days	Apply
Boeing Employees Credit Union Low Rate	0.00%	365 days	90 days	365 days				Apply
ESL Federal Credit Union Rewards	0.00%	365 days	365 days	365 days				Apply
Police and Fire Federal Credit Union Rewards	0.00%	270 days	270 days	270 days				Apply
SchoolsFirst Federal Credit Union Inspire	0.00%	180 days	180 days	180 days				Apply

0% APR Cards

The cards below have no cash back benefits but they have the longest introductory offers for 0% APR on new purchases. You can use that time to earn interest in a high-yield savings account. Be sure to pay the monthly minimum on these cards and payoff the balance completely at the end of the introductory 0% APR period.

Note: All of the following have no annual fee with introductory 0% APR on purchases.

Credit Card	Foreign Transaction Fee	Intro 0% APR on Purchases For	Cell Phone Protection
U.S. Bank Platinum	3.00%	635 days	$1,200	Apply
Wells Fargo Reflect	3.00%	635 days	$600	Apply
BankAmericard	3.00%	545 days		Apply
Carver Bank Platinum	3.00%	545 days		Apply
Chase Slate Edge	3.00%	545 days		Apply
Citizens Clear Value	3.00%	545 days		Apply

Other Cards to Consider

The remaining cards we want to highlight offer signup bonuses or higher cash back in certain categories. Note that the Bank of America cards below limit 3% cash back to $10,000 in spending per year which is worth an extra $100 per year when compared to a 2% cash back card. The other cards below do not have spending limits at this time.

Note: All of the following have no annual fee with introductory bonus offers and decent rewards.

Credit Card	Foreign Transaction Fee	Intro 0% APR on Purchases For	Signup Bonus	If you Spend	In the first	Cell Phone Protection
U.S. Bank Altitude Connect	0.00%		$500	$2,000	120 days	$600	Apply
HSBC Premier	0.00%		$350	$3,000	90 days	$600	Apply
BMO Premium Rewards	3.00%		$350	$5,000	90 days		Apply
Wells Fargo Autograph	0.00%	365 days	$300	$1,500	90 days	$600	Apply
Citi Rewards+ Mastercard	3.00%	455 days	$250	$1,500	90 days		Apply
American Express Blue Cash Everyday	2.70%	455 days	$250	$2,000	180 days		Apply
BMO Platinum Rewards	3.00%		$250	$2,000	90 days		Apply

Filter and Sort All Cards

Card Type	Network	Bank	Annual Fee	Foreign Trans Fee	Balance Transfer Fee

Default Cash Back Rate	Signup Bonus	Intro 0% Purchase Apr for	Intro 0% Balance Trans Apr for	Cell Phone Protection	Sort By

BankMindful.com is an independent publisher and comparison service. The content on Bank Mindful is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. We do our best to keep information updated, however, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. BankMindful may not include all companies or all available products.