Varo Debit

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Value

First Year Value Min	First Year Value Max	Annual Value Max

Fees

First Year Annual Fee	Annual Fee after First Year	Foreign Transaction Fee	Balance Transfer Fee
		0.00%

Earn up to 11% cash back at select brands.

Current Merchant Offers

The following merchant offers are available for a limited time and must be activated before use.

Category	Merchant	Offer	Notes	Offer Details
Sporting Goods Stores	Academy Sports + Outdoors	5.5% cash back		Details
	Allbirds	4.4% cash back	Online & In-store	Details
	Aquasana	5.0% cash back		Details
	Athleta	1.7% cash back		Details
	Aurate	3.3% cash back		Details
	Backcountry	2.0% cash back		Details
Clothing Stores	Banana Republic	2.0% cash back	In-app	Details
Restaurants	BIBIBOP Asian Grill	5.5% cash back		Details
	Bissell	2.2% cash back		Details
	Clean Origin	2.1% cash back		Details
Restaurants	Dickey's Barbecue Pit	5.5% cash back		Details
	Drizly	3.3% cash back		Details
	Eight Sleep	4.1% cash back		Details
	Finish Line	3.0% cash back	In-app	Details
	Footlocker	2.0% cash back	In-app	Details
	francesca's	3.3% cash back		Details
Clothing Stores	Gap	1.7% cash back		Details
	Hu Kitchen	4.1% cash back		Details
	Justice	4.4% cash back		Details
	Kenneth Cole	4.4% cash back		Details
	Kiehl's	2.8% cash back		Details
	L'Occitane	4.1% cash back	Online & In-store	Details
	Life is Good	2.5% cash back		Details
	Liquid I.V.	3.6% cash back		Details
Department Stores	Macy's	2.0% cash back		Details
	ModCloth	4.4% cash back		Details
Clothing Stores	Old Navy	3.0% cash back	In-app	Details
	Petco	2.5% cash back		Details
	PetSmart	4.0% cash back		Details
	PopSockets	4.1% cash back		Details
	Public.com	10.0% cash back		Details
	QVC	4.0% cash back	In-app	Details
	Sephora	3.0% cash back	In-app	Details
	Sleefs	3.3% cash back		Details
	Tarte Cosmetics	6.9% cash back	Online	Details
	TicketSmarter	8.3% cash back		Details
	Tommy John	2.5% cash back	Online	Details
	US Polo Association	3.3% cash back	Online & In-store	Details

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