BankMindful Logo

BankMindful

Bonus OffersCheckingSavingsCreditMerchant OffersInvestingAbout Us

Bank of America

Federal Reserve Board Bank ID: 480228
FDIC Certificate Number: 3510



Current Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
Bank of America - Checking$500 if you complete direct deposits totaling $10,000.00 or more within 90 days of account opening.$4.95Jan 31, 2026Details
Bank of America - Checking$300 if you complete direct deposits totaling $5,000.00 or more within 90 days of account opening.$4.95Jan 31, 2026Details
Bank of America - Checking$100 if you complete direct deposits totaling $2,000.00 or more within 90 days of account opening.$4.95Jan 31, 2026Details


Kids Checking Accounts

Bank APY Minimum Age to Open Account Online Bill Pay? Pay Anyone? Check Writing? Overdraft Fee Notes
Bank of America SafeBalance 13 Zelle No $0.00 No monthly service fee when the primary account owner is 24 years old or under. Apply


Savings Accounts

Bank APY with
Direct Deposit
APY without
Direct Deposit
Minimum Monthly
Direct Deposit
Minimum to
open account
Minimum Daily
Balance
Maximum Balance
eligible for APY
Early
Paycheck?
Bank of America 0.01% 0.01% $100.00 $500.00 Apply


Cards

Credit Card Annual Fee Default Cashback Rate Foreign Transaction Fee Introductory APR on Purchases For Signup Bonus If you Spend In the first
Bank of America Business Advantage Unlimited Cash Rewards $0 1.50% 3.00% 0.00% 270 days $300 $3,000 90 days Apply
Bank of America Customized Cash Rewards $0 1.00% 3.00% 0.00% 455 days $200 $1,000 90 days Apply
Bank of America Customized Cash Rewards for Students $0 1.00% 3.00% 0.00% 455 days $200 $1,000 90 days Apply
Bank of America Customized Cash Rewards Secured $0 1.00% 3.00% Apply
Bank of America Premium Rewards $95 1.50% 0.00% $600 $4,000 90 days Apply
Bank of America Susan G. Komen Customized Cash Rewards $0 1.00% 3.00% 0.00% 455 days $200 $1,000 90 days Apply
Bank of America Unlimited Cash Rewards $0 1.50% 3.00% 0.00% 455 days $200 $1,000 90 days Apply
Bank of America Unlimited Cash Rewards for Students $0 1.50% 3.00% 0.00% 455 days $200 $1,000 90 days Apply
Bank of America Unlimited Cash Rewards Secured $0 1.50% 3.00% Apply
BankAmericard $0 0.00% 3.00% 0.00% 545 days Apply



Past Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
Bank of America - Checking$300 if you complete direct deposits totaling $2,000.00 or more within 90 days of account opening.$4.95Oct 1, 2024Jul 31, 2025Details
Bank of America - Advantage Checking$500 if you complete $15,000.00 in deposits within 30 days of account opening.$4.95Dec 31, 2024Details
Bank of America - Advantage Checking$250 if you complete $20,000.00 in deposits within 30 days of account opening.$4.95Dec 31, 2024Details
Bank of America - Checking$200 if you complete direct deposits totaling $2,000.00 or more within 90 days of account opening.$12.00Sep 30, 2024Details
Bank of America - Advantage Checking$100 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$12.00Aug 31, 2023Details





BankMindful.com is an independent publisher and comparison service. The content on Bank Mindful is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. We do our best to keep information updated, however, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. BankMindful may not include all companies or all available products.