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Bank of America Customized Cash Rewards for Students


This card offers an intoductory bonus of $200 if you spend $1,000 in the first 90 days after account opening.
This card offers an intoductory APR of 0.00% on purchases for 455 days.
This card offers an intoductory APR of 0.00% on balance transfers for 455 days for balance transfers completed within the first 60 days.

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Value

First Year Value Min First Year Value Max Annual Value Max
$190 $300 $100

Fees

First Year Annual Fee Annual Fee after First Year Foreign Transaction Fee Balance Transfer Fee
3.00% 3.00%

Permanent Offers

CategoryCash BackNotes
Wholesale Clubs2.0% up to $200.00
Groceries2.0% up to $200.00

Choose from:

Category/MerchantCash BackNotes
Cell Phone Providers3.0% up to $300.00Included in the online shopping category.
Dining3.0% up to $300.00Includes Eating Places, Restaurants, Fast Food Restaurants, Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns/Drinking Places.
Drugstores3.0% up to $300.00Includes Drug Stores/Pharmacies, Drugs, Drug Proprietors and Druggists Sundries.
Gas and EV Charging3.0% up to $300.00Includes Automated Fuel Dispensers, Fuel Dealers for Coal, Fuel Oil, Liquefied Petroleum and Wood, Marinas and Marine Service and Supplies, and Service Stations, with or without Ancillary Services. Wholesale clubs that offer pay at pump locations could also appear in this category.
Home Improvement/Furnishings3.0% up to $300.00Includes Air Conditioning and Refrigeration Repair Shops, Antique Shops for Sales, Repairs and Restoration Services, Architectural, Engineering and Surveying Services, Building Materials, Lumber Stores, Carpentry, Carpet and Upholstery Cleaning, Contractors, Concrete, Crystal and Glassware Stores, Drapery, Upholstery and Window Coverings Stores, Electrical Contractors, Electrical Parts and Equipment, Equipment, Furniture and Home Furnishings Stores (except Appliances), Equipment, Tool, Furniture and Appliance Rental and Leasing, Fireplace, Fireplace Screens and Accessories Stores, Floor Covering Stores, Florist Suppliers, Nursery Stock and Flowers, Furniture Reupholstering, Repair and Refinishing, General Contractor/Residential Building, Glass, Paint, Wallpaper Stores, Hardware Equipment and Supplies, Hardware Stores, Heating, Plumbing, Air Conditioning Contractors, Home Supply Warehouse Stores, Household Appliance Stores, Landscaping and Horticultural Services, Lawn and Garden Supply Stores, Masonry, Stonework, Tile Setting, Plastering, Insulation Contractors, Miscellaneous House Furnishing Specialty Shops, Office and Commercial Furniture, Paints, Varnishes and Supplies, Plumbing and Heating Equipment and Supplies, Roof, Siding and Sheet Metal Work Contractors, Special Trade Contractor (not elsewhere classified)
Online Shopping3.0% up to $300.00Includes online and mobile app purchases in a wide variety of merchant categories including, but not limited to Bookstores, Clothing and Apparel, Department Stores, Discount Stores, Electronics, Specialty Retail Stores, and Sporting Goods.
Travel3.0% up to $300.00Includes Airlines, Air Carriers, Airports, Airport Terminals, Flying Fields, Amusement Parks, Carnivals, Circuses, Fortune Tellers, Aquariums, Dolphinariums, Zoos and Seaquariums, Art Dealers and Galleries, Boat Leases and Boat Rentals, Bus Lines, Campgrounds and Trailer Parks, Car Rental Agencies, Cruise Lines, Direct Marketing Travel-Related Arrangements Services, Hotels, Motels, Resorts, Motor Home and Recreational Vehicle Rental, Package Tour Operators (for use in Germany only), Parking Lots and Garages, Real Estate Agents and Managers (Rentals), Recreation Services (not elsewhere classified), Suburban and Local Commuter Passenger Travel, including Ferries, Taxicabs and Limousines, Timeshares, Truck and Trailer Utility Rentals, Passenger Railways, Toll and Bridge Fees, Tourist Attractions and Exhibits, Transportation Services (not elsewhere classified), Travel Agencies and Tour Operators.
TV, Internet and Streaming Services3.0% up to $300.00Included in the online shopping category.

1.0% back on all other purchases


3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category, grocery store and wholesale club purchases each quarter. You can change your 3% category once each calendar month.
Previous introductory 0% APR on purchases and balance transfers was for 18 months.


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