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Citi

Federal Reserve Board Bank ID: 476810
FDIC Certificate Number: 7213



Current Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
Citi - Checking$750 if you complete $30,000.00 in deposits within 45 days of account opening and maintain that balance for 45 days.$5.00Jan 8, 2025Oct 6, 2025Details
Citi - Checking$325 if you complete 2 or more direct deposits totaling $3,000.00 or more within 90 days of account opening.$5.00Oct 9, 2024Oct 6, 2025Details


Savings Accounts

Bank APY with
Direct Deposit
APY without
Direct Deposit
Minimum Monthly
Direct Deposit
Minimum to
open account
Minimum Daily
Balance
Maximum Balance
eligible for APY
Early
Paycheck?
Citi 3.50% 3.50% $500.00 Apply


Cards

Credit Card Annual Fee Default Cashback Rate Foreign Transaction Fee Introductory APR on Purchases For Signup Bonus If you Spend In the first
Citi Custom Cash $0 1.00% 3.00% 0.00% 455 days $200 $1,500 180 days Apply
Citi Diamond Preferred $0 0.00% 3.00% 0.00% 365 days Apply
Citi Double Cash Mastercard $0 2.00% 3.00% $200 $1,500 180 days Apply
Citi Secured $0 0.00% 3.00% Apply
Citi Simplicity $0 0.00% 3.00% 0.00% 365 days Apply
Citi Strata $0 1.00% 0.00% 0.00% 455 days $300 $1,000 90 days Apply
Citi Strata Elite $595 1.50% 0.00% $1,000 $4,000 90 days Apply
Citi Strata Premier $95 1.00% 0.00% $600 $4,000 90 days Apply



Past Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
Citi - Checking$450 if you complete 2 or more direct deposits totaling $6,000.00 or more within 90 days of account opening.$5.00Oct 9, 2024Jul 7, 2025Details
Citi - Checking$500 if you complete $30,000.00 in deposits within 45 days of account opening.$5.00Oct 9, 2024Jan 7, 2025Details
Citi - Checking$400 if you complete $10,000.00 in deposits within 45 days of account opening.$5.00Aug 21, 2024Oct 8, 2024Details
Citi - Checking$500 if you complete $30,000.00 in deposits within 45 days of account opening.$5.00Jul 9, 2024Oct 8, 2024Details
Citi - Checking$300 if you complete 2 or more direct deposits totaling $1,500.00 or more within 90 days of account opening.$5.00Jul 9, 2024Oct 8, 2024Details
Citi - Self Invest$100 if you complete $10,000.00 in deposits within 60 days of account opening.Jun 1, 2024Sep 30, 2024Details
Citi - Checking$325 if you complete 2 or more direct deposits totaling $3,000.00 or more within 90 days of account opening.$5.00Jul 9, 2024Aug 20, 2024Details
Citi - Checking$500 if you complete $30,000.00 in deposits within 20 days of account opening.$5.00Jan 10, 2024Jul 8, 2024Details
Citi - Checking$300 if you complete 2 or more direct deposits totaling $1,500.00 or more within 90 days of account opening.$5.00Jan 10, 2024Jul 8, 2024Details
Citi - Self Invest$100 if you complete $10,000.00 in deposits within 60 days of account opening.Mar 1, 2024Jun 30, 2024Details
Citi - Self Invest$100 if you complete $10,000.00 in deposits within 60 days of account opening.Sep 1, 2023Mar 31, 2024Details
Citi - Checking$200 if you complete $10,000.00 in deposits within 20 days of account opening.$12.00Jul 24, 2023Jan 9, 2024Details
Citi - Checking$200 if you complete 2 or more direct deposits totaling $1,000.00 or more within 90 days of account opening.$12.00Jan 9, 2024Details
Citi - Self Invest$100 if you complete $10,000.00 in deposits within 60 days of account opening.Feb 1, 2023Sep 30, 2023Details
Citi - Checking$200 if you complete $10,000.00 in deposits within 20 days of account opening.$12.00Apr 5, 2023Jul 23, 2023Details
Citi - Checking$200 if you complete $10,000.00 in deposits within 20 days of account opening.$12.00Jan 10, 2023Apr 4, 2023Details
Citi - Checking$200 if you complete $10,000.00 in deposits within 20 days of account opening.$12.00Jul 18, 2022Jan 9, 2023Details





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