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Citi Strata


This card offers an intoductory bonus of $300 if you spend $1,000 in the first 90 days after account opening.
This card offers an intoductory APR of 0.00% on purchases for 455 days.
This card offers an intoductory APR of 0.00% on balance transfers for 455 days and a 3.00% balance transfer fee for balance transfers completed within the first 120 days.

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Value

First Year Value Min First Year Value Max Annual Value Max
$290 Unlimited Unlimited

Fees

First Year Annual Fee Annual Fee after First Year Foreign Transaction Fee Balance Transfer Fee
0.00% 5.00%

Permanent Offers

CategoryCash BackNotes
Groceries3.0%
Gas and EV Charging3.0%
Transit3.0% includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals. Excludes bike/scooter rentals, auto clubs and insurance companies.
Dining2.0%

Choose from:

Category/MerchantCash BackNotes
Fitness Clubs3.0% Includes membership fee and other purchases at athletic, sports and recreation facilities requiring membership such as health, tennis, and swimming clubs. Excludes fees associated with virtual services for home exercise equipment, personal monitoring devices, or fitness streaming classes.
Health & Beauty3.0% Includeds retailers that sell every day and theatrical cosmetics, provide personal hair care services such as hair cutting, styling, coloring, and extensions.
Live Entertainment3.0% Includes ticket purchases for live entertainment, including concerts, live sporting events, live theatrical productions, amusement parks, and orchestras. Excludes: charitable organizations that provide live entertainment (benefits), sporting camps, sports complexes where you participate in the sport, public and private golf courses, country clubs (including membership fees), bowling alleys, movie theaters, tourist attractions, museums, and art galleries.
Pet Shops and Vet Services3.0% Retailers that sell pet food and pet supplies only.
Streaming Services3.0% Includes the following streaming providers: Amazon Prime Video, Amazon Music, Apple Music, Disney+, DirecTV Stream, ESPN+, fuboTV, Max, NBA League Pass, Netflix, Pandora, Paramount+, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Premium, YouTube TV, and Tidal.

1.0% back on all other purchases


Earn 5 ThankYou Points per $1 spent on Hotel, Car Rentals and Attractions booked through CitiTravel.com. You will earn 3 ThankYou Points for each $1 spent on purchases made in an eligible Self-Select Category of your choice from Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, and Pet Supply Stores. You may change your Self-Select Category once each calendar quarter.


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