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Checking Account Details



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FDIC Certificate Number: 58410
Early Paycheck? Yes
Online Bill Pay? Yes
Pay Anyone?
Check Writing included?
Checks Deposits in App? Yes
Joint accounts available?

Debit Card offers 2% cash back up to $500 per year at Convenience/Drug Stores, Gas Stations, Monthly Subscriptions, Restaurants, Utilities and Phone. Also, there is unlimited 1% cash back on all other charges.

Upgrade Shopping powered by Dosh gives you up to 10% cash back on qualifying purchases at participating merchants.

Upgrade is a financial technology company, not a bank. Bank services are provided by Cross River Bank, Member FDIC.

Permanent Offers

CategoryCash BackNotes
Drugstores2.0%
Home Utilities2.0%
Cell Phone Providers2.0%
Gas2.0%
Streaming Services2.0%
Dining2.0%

Current Offers


The following offers are available for a limited time and must be activated before use.
Category Merchant Offer Expires On Offer Details
GroceriesBlue Apron$15.00 cash back if you spend $45.00 Details
RestaurantsShake Shack5.0% cash back Details
Sporting Goods StoresAdidas4.0% cash back Details
Streaming ServicesDisney+10.0% cash back Details
Streaming ServicesESPN+10.0% cash back Details
eMags30.0% cash back Details
EZ Lifestyle20.0% cash back Details
Maurices10.0% cash back Details
PetHonesty10.0% cash back Details
Soylent10.0% cash back Details
Parachute Home8.0% cash back Details
Philosophy8.0% cash back Details
Plow & Hearth6.0% cash back Details
7 For All Mankind5.0% cash back Details
Charlotte Tilbury5.0% cash back Details
Dr. Martens5.0% cash back up to $10.00 Details
GlassesUSA5.0% cash back Details
Home Chef5.0% cash back Details
Piercing Pagoda5.0% cash back Details
Splendid5.0% cash back Details
TaxAct5.0% cash back Details
TicketSmarter5.0% cash back Details
US Polo Association5.0% cash back Details
Clarks4.0% cash back Details
Converse4.0% cash back Details
BaubleBar3.0% cash back up to $10.00 Details
Jared3.0% cash back Details
Kay Jewelers3.0% cash back Details
Kay Outlet3.0% cash back Details
Zales3.0% cash back Details
Zales Outlet3.0% cash back Details
Arhaus2.0% cash back Details
Food Lion2.0% cash back Details



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