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Lending Club Checking Account Details



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Federal Reserve Board Bank ID: 264772
FDIC Certificate Number: 32551
Minimum to open this account: $25.00
Early Paycheck? Yes
Online Bill Pay? Yes
Pay Anyone?
Check Writing included? No
Checks Deposits in App? Yes
Joint accounts available? Yes
Daily Transfer Out Limit: $250,000.00

Rate tiers are as follows: 0.00% APY applies to balances of $0.00–$2,499.99, 0.10% APY applies to the entire balance on balances of $2,500.00–$99,999.99, and 0.15% APY applies to the entire balance of $100,000.00 or more. Rates may change after account is opened.

You will receive 1.00% cash-back on all debit card purchases if you meet the following requirements for the calendar month:
1. Maintain an average monthly balance of at least $2,500.00; or
2. Receives at least $2,500.00 in Qualifying Direct Deposits.



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