CapitalOne Spark Cash Plus
This card offers an intoductory bonus of $2,000 if you spend $30,000 in the first 90 days after account opening.
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Value
| First Year Value Min | First Year Value Max | Annual Value Max |
|---|---|---|
| $1,850 | Unlimited |
Fees
| First Year Annual Fee | Annual Fee after First Year | Foreign Transaction Fee | Balance Transfer Fee |
|---|---|---|---|
| $150 | $150 | 0.00% |
2.0% back on all purchases
Earn an additional $2,000 bonus for every $500,000 spent in the first year. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
There's no APR because your balance is due in full every month. Otherwise, you'll be charged a 2.99% monthly late fee.
Earn an annual $150 cash bonus every year you spend $150,000 or more.
Requires $30,000 in spending per year to be worth the annual fee compared to CapitalOne Spark Cash Select with no annual fee.
Requires $65,000 in spending per year to be worth the annual fee compared to American Express Blue Business Cash with no annual fee.
Previous signup bonus was $500 if you spent $5,000 in the first 3 months and an additional $500 if you spent $50,000 in the first 6 months.
Previous signup bonus was $1,200 if you spent $30,000 in the first 90 days after account opening.
For a limited time in 2024, you could earn up to a $3,000 cash bonus: $1,500 once you spent $20,000 in the first 3 months, and an additional $1,500 once you spent $100,000 in the first 6 months.
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