Wells Fargo Reflect

This card offers an intoductory APR of 0.00% on purchases for 635 days.
This card offers an intoductory APR of 0.00% on balance transfers for 635 days for balance transfers completed within the first 120 days.
This card offers cell phone protection if your device is damaged or stolen up to a maximum of $600 as long as you pay your monthly cell phone bill with the card.

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Value

First Year Value Min	First Year Value Max	Annual Value Max

Fees

First Year Annual Fee	Annual Fee after First Year	Foreign Transaction Fee	Balance Transfer Fee
		3.00%	5.00%

0.00% introductory APR for 18 months from date of account opening, with an extension of the introductory APR on purchases for 3 months if you make at least the minimum payment by the payment due date during the 18 month introductory period.
Previously offered an introductory 3% balance transfer fee for transfers completed in the first 120 days.

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