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Value
| First Year Value Min | First Year Value Max | Annual Value Max |
|---|---|---|
Fees
| First Year Annual Fee | Annual Fee after First Year | Foreign Transaction Fee | Balance Transfer Fee |
|---|---|---|---|
3.0% back on all purchases
You must maintain qualifying deposits in the total amount of $1,000 or more within a trailing 34 day period to earn 3.00% cash back. Otherwise, you'll earn 1.00% cash back instead. Purchases made at Wire Transfers and Money Orders, Utilities, Precious Stones and Metals, Watches and Jewelry, Wholesale Clubs, Digital Goods - Games, Jewelry Stores, Watches, Clocks, and Silverware Stores, Stamp and Coin Stores, Financial Institutions - Manual Cash Disbursements, Financial Institutions - Automated Cash Disbursements, Financial Institutions - Merchandise and Services, Non-Financial Institutions - Foreign Currency, Money Order, Travelers Cheques, Securities Brokers and Dealers, Insurance Underwriting and Premiums, Real Estate Agents and Managers Rentals, Payment Transaction: Customer Financial Institution, Funding Transactions, Government-Licensed Online Casinos (Online Gambling), Government-Licensed Horse/Dog Racing (U.S. only), Video Game Arcades, Betting, Lottery Tickets, Casino Gaming Chips, Off-Track Betting, Colleges, Universities, Fines, Tax Payments, Government Services, Postal Services - Government Only and Government-Owned Lotteries are not eligible.
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