Category/Merchant | Cash Back | Notes |
Bills & Utilities | 3.0% | Includes telecommunications, internet service providers, ongoing delivery of television/radio/streaming content on a subscription or fee basis, subscription products or services (such as magazine/newspaper subscriptions), electric or gas power, water supply, and refuse disposal or other utility services. |
Dining | 3.0% | Includes restaurant and quick serve restaurants that sell prepared food and drinks for consumption on the merchant's premises, carry out, drive through or delivery; plus, establishments that sell alcoholic beverages such as wine, beer, mixed drinks, and other liquors and beverages for consumption on the premises. |
Entertainment | 3.0% | Includes movie theaters, theatrical and concert promoters, video rental and game stores, books and newsstands, amusement parks, music stores, and toy and hobby stores. |
Gas | 3.0% | Includes service stations that sell engine fuel. |
Groceries | 3.0% | Includes stores that sell food merchandise for home consumption, convenience, bakery and delicatessen stores, and wholesale clubs that sell a full range of goods (often in bulk) and services in warehouse-style stores. The specific MCCs defined as Grocery and Wholesale will be referenced as Grocery in your Venmo app. |
Health & Beauty | 3.0% | Includes drug stores and pharmacies that sell prescription drugs, over-the-counter medicines, vitamins, and may also sell related items such as cosmetics and toiletries, and cosmetic stores that sell beauty products. This category also includes sports and recreation facilities that require membership such as health clubs, tennis, golf and swimming clubs. |
Transit | 3.0% | Includes ground transportation such as rental cars, taxicabs, ride share merchants, limousines, bus lines and passenger railways. This category also includes tolls, parking meters and parking garage fees. The specific MCCs defined as Ground Transportation will be referenced as Transportation in your Venmo app. |
Travel | 3.0% | Includes airlines, hotels, motels and resorts. This category may include bed and breakfast establishments, resorts, cabins, cottages, hostels, timeshares, short-term property rentals less than 30 days in length, and local inns. The specific MCCs defined as Airlines and Hotels will be referenced as Travel in your Venmo app. |
Offers a targeted signup bonus of $100 cash back when you spend $100 in the first three months.
Automatically earn 3% cash back on your eligible top spend category, 2% on the next, and 1% on all other eligible purchases with no maximum. From time to time, Bonus Rewards may be available for certain Eligible Purchases and may include spending thresholds or limits, time period restrictions, or other factors. Bonus Rewards will be subject to the terms and conditions of the Bonus Rewards offer made to you in addition to these Program Terms.
Cash Rewards earned will automatically be transferred to your Venmo balance at the end of each Statement Period, provided your Card Account and Venmo account are open and in good standing and linked to each other.