Chase - Total Checking
Get $300.00 if you complete direct deposits totaling $500.00 or more within 90 days of account opening.
Bonus offer ends on Oct 15, 2025.
Note that this account has a monthly fee of $12.00.
You can avoid the monthly fee with one of the following:
- Combined monthly direct deposits totaling $500.00 or more
- Average account balance of $1,500.00 or more
Note that this account has an early closure fee of $200.00 if the account is closed within 180 days.
Bonus Details: Current offers in the mail are for $300 bonus with same requirements.
Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above requirements, we'll deposit the bonus in your new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). If the checking account is closed by the customer or Chase within six months after coupon enrollment, we will deduct the bonus amount at closing.
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