FNBO

Federal Reserve Board Bank ID:	527954
FDIC Certificate Number:	5452

Checking Accounts

Bank	APY with Direct Deposit	APY without Direct Deposit	Minimum Monthly Direct Deposit	Early Paycheck?	Online Bill Pay?	Pay Anyone?	Check Writing?
FNBO				No	Yes		Free	Apply

Savings Accounts

Bank	APY with Direct Deposit	APY without Direct Deposit	Minimum Monthly Direct Deposit	Minimum to open account	Minimum Daily Balance	Maximum Balance eligible for APY	Early Paycheck?
FNBO Direct	3.25%	3.25%		$1.00		$1,000,000		Apply
FNBO	0.02%	0.02%						Apply

Cards

Credit Card	Annual Fee	Default Cashback Rate	Foreign Transaction Fee	Introductory APR on Purchases	For	Signup Bonus	If you Spend	In the first
Evergreen by FNBO	$0	2.00%	3.00%	0.00%	365 days	$200	$1,000	90 days	Apply
Evergreen by FNBO Business Edition	$0	2.00%	3.00%	0.00%	180 days	$200	$3,000	90 days	Apply
FNBO Secured Visa	$0	0.00%	3.00%						Apply
Getaway by FNBO	$0	1.00%	0.00%	0.00%	365 days				Apply

Past Bonus Offers

	Bonus Offer	End Date	Offer Details
FNBO Checking	$500 if you complete 3 or more direct deposits totaling $1,500.00 or more within 124 days of account opening and $3,000.00 in deposits.	Mar 31, 2023	Details
FNBO Checking	$300 if you complete 3 or more direct deposits totaling $1,500.00 or more within 124 days of account opening.	Mar 31, 2023	Details
FNBO Checking	$500 if you complete 3 or more direct deposits totaling $1,500.00 or more within 124 days of account opening and $3,000.00 in deposits.	Oct 17, 2022	Details
FNBO Checking	$300 if you complete 3 or more direct deposits totaling $1,500.00 or more within 124 days of account opening.	Oct 17, 2022	Details

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