Flagstar
MyBankingDirect is a service of Flagstar Bank, N.A. |
Current Bonus Offers
| Bonus Offer | Monthly Fees | Start Date | End Date | Offer Details | |
|---|---|---|---|---|---|
| Flagstar - Ready Checking | $300 if you complete direct deposits totaling $500.00 or more within 90 days of account opening and $500.00 in deposits and maintain that balance for 90 days. | Oct 31, 2025 | Details |
Checking Accounts
| Bank | APY with Direct Deposit |
APY without Direct Deposit |
Minimum Monthly Direct Deposit |
Early Paycheck? |
Online Bill Pay? | Pay Anyone? |
Check Writing? |
|
|---|---|---|---|---|---|---|---|---|
| My Banking Direct | No | Yes | Zelle | Yes | Apply |
Savings Accounts
| Bank | APY with Direct Deposit |
APY without Direct Deposit |
Minimum Monthly Direct Deposit |
Minimum to open account |
Minimum Daily Balance |
Maximum Balance eligible for APY |
Early Paycheck? |
|
|---|---|---|---|---|---|---|---|---|
| My Banking Direct | 4.30% | 4.30% | $500.00 | $1.00 | Apply | |||
| Flagstar | 4.00% | 4.00% | $1.00 | $25,000.00 | Apply |
Past Bonus Offers
| Bonus Offer | Monthly Fees | Start Date | End Date | Offer Details | |
|---|---|---|---|---|---|
| Flagstar - Ready Checking | $250 if you complete direct deposits totaling $500.00 or more within 90 days of account opening and $500.00 in deposits. | Dec 31, 2024 | Details | ||
| New York Community - Interest Checking | $350 if you complete direct deposits totaling $500.00 or more within 90 days of account opening and $500.00 in deposits. | $6.00 | Jun 15, 2023 | Oct 21, 2023 | Details |
| New York Community - Free Checking | $250 if you complete direct deposits totaling $500.00 or more within 90 days of account opening and $500.00 in deposits. | Jun 15, 2023 | Oct 21, 2023 | Details |
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