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Chime
Chime

FDIC Certificate Number: 4091

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC.


Current Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
Chime$100 if you complete 1 or more direct deposits totaling $200.00 or more within 45 days of account opening.Dec 31, 2025Details
Chime - Swagbucks$357 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.Aug 29, 2025Sep 30, 2025Details


Checking Accounts

Bank APY with
Direct Deposit
APY without
Direct Deposit
Minimum Monthly
Direct Deposit
Early
Paycheck?
Online Bill Pay? Pay
Anyone?
Check
Writing?
Chime Yes One-time check Yes No Apply


Savings Accounts

Bank APY with
Direct Deposit
APY without
Direct Deposit
Minimum Monthly
Direct Deposit
Minimum to
open account
Minimum Daily
Balance
Maximum Balance
eligible for APY
Early
Paycheck?
Chime 3.75% 1.25% $200.00 Yes Apply


Cards

Credit Card Annual Fee Default Cashback Rate Foreign Transaction Fee Introductory APR on Purchases For Signup Bonus If you Spend In the first
Chime Credit Builder Secured Visa $0 0.00% Apply
Chime Debit $0 0.00% 0.00% Apply



Past Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
Chime - Swagbucks$360 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.Jul 1, 2025Aug 31, 2025Details
Chime - Swagbucks$460 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.May 30, 2025Jun 30, 2025Details
Chime - Swagbucks$485 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.Apr 30, 2025May 31, 2025Details
Chime - Swagbucks$490 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.Mar 31, 2025Apr 30, 2025Details
Chime - Swagbucks$430 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.Feb 28, 2025Mar 31, 2025Details
Chime - Swagbucks$330 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.Jan 1, 2025Feb 27, 2025Details
Chime - Swagbucks$390 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.Aug 31, 2024Dec 15, 2024Details
Chime - Rakuten$60 if you complete 1 or more direct deposits totaling $200.00 or more within 30 days of account opening.Dec 15, 2024Details
Chime - Rakuten$50 if you complete 1 or more direct deposits totaling $200.00 or more within 30 days of account opening.Nov 30, 2024Details
Chime - Swagbucks$310 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.Jun 30, 2024Aug 30, 2024Details
Chime - Swagbucks$301 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.May 31, 2024Jun 30, 2024Details
Chime - Swagbucks$245 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.Mar 29, 2024May 31, 2024Details
Chime - Swagbucks$240 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.Feb 29, 2024Mar 31, 2024Details
Chime - Swagbucks$245 if you complete 2 or more direct deposits totaling $400.00 or more within 30 days of account opening.Jan 1, 2024Feb 29, 2024Details





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