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Citizens

Federal Reserve Board Bank ID: 3303298
FDIC Certificate Number: 57957



Savings Accounts

Bank APY with
Direct Deposit		 APY without
Direct Deposit		 Minimum Monthly
Direct Deposit		 Minimum to
open account		 Minimum Daily
Balance		 Maximum Balance
eligible for APY		 Early
Paycheck?
Citizens Access 3.50% 3.50% $5,000.00 $5,000.00 Apply


Past Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
Citizens - Checking$400 if you complete 1 or more direct deposits totaling $1,000.00 or more within 60 days of account opening.$9.99May 19, 2025Aug 26, 2025Details
Citizens - Checking$400 if you complete 1 or more direct deposits totaling $1,000.00 or more within 60 days of account opening.$9.99Mar 24, 2025May 3, 2025Details
Citizens - Checking and Savings$400 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening and $300.00 in deposits within 90 days of account opening.$14.98Nov 28, 2024Mar 13, 2025Details
Citizens - Checking and Savings$400 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening and $300.00 in deposits within 90 days of account opening.$14.98Oct 3, 2024Jan 16, 2025Details
Citizens - Savings$500 if you complete $20,000.00 in deposits within 9 days of account opening.$4.99Nov 12, 2024Nov 27, 2024Details
Citizens - Checking and Savings$400 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening and $300.00 in deposits within 90 days of account opening.$14.98Aug 8, 2024Nov 21, 2024Details
Citizens - Checking$400 if you complete 1 or more direct deposits totaling $1,000.00 or more within 60 days of account opening.$9.99Sep 23, 2024Oct 31, 2024Details
Citizens - Checking and Savings$700 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening and $15,000.00 in deposits within 10 days of account opening.$9.99Aug 30, 2024Sep 7, 2024Details
Citizens$300 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening.$9.99Apr 18, 2024Aug 1, 2024Details
Citizens$300 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening.$9.99Feb 22, 2024Jun 6, 2024Details
Citizens - Savings$500 if you complete $10,000.00 in deposits.$14.98Apr 17, 2024Apr 30, 2024Details
Citizens - Quest Savings$300 if you complete $15,000.00 in deposits within 10 days of account opening.$25.00Mar 26, 2024Apr 16, 2024Details
Citizens$300 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening.$9.99Dec 28, 2023Apr 11, 2024Details
Citizens$300 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening.$9.99Nov 2, 2023Dec 27, 2023Details
Citizens$300 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening.$9.99Sep 7, 2023Dec 21, 2023Details
Citizens - Private Client Black Friday$1,000 if you complete direct deposits totaling $10,000.00 or more within 60 days of account opening.Nov 24, 2023Nov 28, 2023Details
Citizens - Quest Black Friday$500 if you complete direct deposits totaling $5,000.00 or more within 60 days of account opening.$25.00Nov 24, 2023Nov 28, 2023Details
Citizens$300 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening.$9.99Jul 13, 2023Oct 26, 2023Details
Citizens$300 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening.$9.99May 18, 2023Aug 31, 2023Details
Citizens$300 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening.$9.99Mar 23, 2023Jul 6, 2023Details
Citizens - Checking$300 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening.$9.99Jan 26, 2023May 11, 2023Details
Citizens$300 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening.$9.99Jan 20, 2023Details




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