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OnePay
OnePay

FDIC Certificate Number: 34403

Banking services provided by Coastal Community Bank, Member FDIC.


Current Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
One$50 if you complete direct deposits totaling $500.00 or more within 45 days of account opening.Jun 30, 2025Nov 15, 2025Details
One - Swagbucks$130 if you complete 1 or more direct deposits totaling $500.00 or more within 45 days of account opening.Mar 21, 2025Sep 30, 2025Details
One - Rakuten$125 if you complete direct deposits totaling $500.00 or more within 45 days of account opening.Jan 8, 2025Details


Checking Accounts

Bank APY with
Direct Deposit
APY without
Direct Deposit
Minimum Monthly
Direct Deposit
Early
Paycheck?
Online Bill Pay? Pay
Anyone?
Check
Writing?
One Yes One-time check Yes No Apply


Savings Accounts

Bank APY with
Direct Deposit
APY without
Direct Deposit
Minimum Monthly
Direct Deposit
Minimum to
open account
Minimum Daily
Balance
Maximum Balance
eligible for APY
Early
Paycheck?
One 3.75% 1.00% $500.00 $5,000.00 $250,000 Yes Apply


Cards

Credit Card Annual Fee Default Cashback Rate Foreign Transaction Fee Introductory APR on Purchases For Signup Bonus If you Spend In the first
One Debit $0 0.00% 0.00% Apply
OnePay CashRewards $0 1.50% 0.00% $35 $75 30 days Apply



Past Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
One$300 if you complete 2 or more direct deposits totaling $10,000.00 or more within 61 days of account opening.Jun 23, 2025Aug 30, 2025Details
One$50 if you complete 2 or more direct deposits totaling $3,000.00 or more within 61 days of account opening.Jun 23, 2025Aug 30, 2025Details
One - Swagbucks$100 if you complete 1 or more direct deposits totaling $500.00 or more within 45 days of account opening.Aug 8, 2024May 31, 2025Details
One - Targeted Customers$300 if you complete direct deposits totaling $5,000.00 or more.Jan 29, 2025Mar 14, 2025Details
One - Targeted Customers$100 if you complete direct deposits totaling $2,000.00 or more.Jan 29, 2025Mar 14, 2025Details
One - Targeted Customers$50 if you complete direct deposits totaling $500.00 or more.Jan 29, 2025Mar 14, 2025Details
One - Rakuten$75 if you complete $200.00 in deposits.Jan 7, 2025Details
One - Swagbucks$70 if you complete $30.00 in deposits within 7 days of account opening.Oct 31, 2024Details
One - Rakuten$125 if you complete $200.00 in deposits.Oct 10, 2024Details
One - Swagbucks$75 if you complete $30.00 in deposits within 30 days of account opening.Sep 30, 2024Details
One$300 if you complete direct deposits totaling $5,000.00 or more.May 27, 2024Jul 31, 2024Details
One$100 if you complete direct deposits totaling $2,000.00 or more.May 27, 2024Jul 31, 2024Details
One$50 if you complete direct deposits totaling $500.00 or more.May 27, 2024Jul 31, 2024Details





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