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First-Citizens Bank & Trust

Federal Reserve Board Bank ID: 491224
FDIC Certificate Number: 11063

Serves Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, Nebraska, Nevada, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia and Wisconsin.


Current Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
CIT - Self Directed Investing$100 if you complete $10,000.00 in deposits and maintain that balance for 60 days.Dec 5, 2024Details


Checking Accounts

Bank APY with
Direct Deposit
APY without
Direct Deposit
Minimum Monthly
Direct Deposit
Early
Paycheck?
Online Bill Pay? Pay
Anyone?
Check
Writing?
CIT 0.10% 0.10% No Zelle Apply


Savings Accounts

Bank APY with
Direct Deposit
APY without
Direct Deposit
Minimum Monthly
Direct Deposit
Minimum to
open account
Minimum Daily
Balance
Maximum Balance
eligible for APY
Early
Paycheck?
CIT Platinum 4.00% 4.00% $100.00 $5,000.00 Apply
CIT Connect 3.90% 3.90% $100.00 Apply


Past Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
CIT Platinum Savings$225 if you complete $25,000.00 in deposits within 30 days of account opening.Feb 26, 2025Jun 3, 2025Details
First-Citizens - Swagbucks Checking$40 if you complete $100.00 in deposits.Feb 1, 2022Jul 31, 2024Details
First-Citizens - Swagbucks Online Savings$30 if you complete $50.00 in deposits.Jul 31, 2024Details





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