BMO

Federal Reserve Board Bank ID:	75633
FDIC Certificate Number:	16571

Current Bonus Offers

	Bonus Offer	Monthly Fees	Start Date	End Date	Offer Details
BMO - Smart Advantage or Smart Money	$400 if you complete direct deposits totaling $4,000.00 or more within 90 days of account opening.		May 5, 2025	Jan 28, 2026	Details

Savings Accounts

Bank	APY with Direct Deposit	APY without Direct Deposit	Minimum Monthly Direct Deposit	Minimum to open account	Minimum Daily Balance	Maximum Balance eligible for APY	Early Paycheck?
BMO Alto	3.50%	3.50%						Apply

Cards

Credit Card	Annual Fee	Default Cashback Rate	Foreign Transaction Fee	Introductory APR on Purchases	For	Signup Bonus	If you Spend	In the first
BMO Business Platinum	$0	0.00%	2.00%	0.00%	545 days				Apply
BMO Business Platinum Rewards	$0	1.00%	2.00%	0.00%	270 days	$500	$5,000	90 days	Apply
BMO Cash Back	$0	1.00%	3.00%						Apply
BMO Platinum Rewards	$0	1.00%	3.00%			$250	$2,000	90 days	Apply
BMO Premium Rewards	$0	1.00%	3.00%			$350	$5,000	60 days	Apply

Past Bonus Offers

	Bonus Offer	Monthly Fees	Start Date	End Date	Offer Details
BMO - Smart Advantage or Smart Money	$350 if you complete direct deposits totaling $4,000.00 or more within 90 days of account opening.		Feb 4, 2025	May 2, 2025	Details
BMO - Smart Advantage or Smart Money	$300 if you complete direct deposits totaling $4,000.00 or more within 90 days of account opening.		Nov 1, 2024	Feb 3, 2025	Details
BMO - Relationship Checking	$500 if you complete direct deposits totaling $7,500.00 or more within 90 days of account opening.	$25.00	Sep 10, 2024	Oct 31, 2024	Details
BMO - Smart Advantage or Smart Money	$250 if you complete direct deposits totaling $4,000.00 or more within 90 days of account opening.		Sep 10, 2024	Oct 31, 2024	Details
BMO - Relationship Checking	$500 if you complete direct deposits totaling $7,500.00 or more within 90 days of account opening.	$25.00	May 4, 2024	Sep 9, 2024	Details
BMO - Smart Advantage or Smart Money	$350 if you complete direct deposits totaling $4,000.00 or more within 90 days of account opening.		May 4, 2024	Sep 9, 2024	Details
BMO - Relationship Checking	$400 if you complete direct deposits totaling $7,500.00 or more within 90 days of account opening.	$25.00	Dec 11, 2023	May 3, 2024	Details
BMO - Smart Advantage or Smart Money	$250 if you complete direct deposits totaling $4,000.00 or more within 90 days of account opening.		Dec 11, 2023	May 3, 2024	Details
BMO - Relationship Checking	$600 if you complete direct deposits totaling $7,500.00 or more within 120 days of account opening.	$25.00	Sep 18, 2023	Dec 8, 2023	Details
BMO - Smart Advantage or Smart Money	$400 if you complete direct deposits totaling $4,000.00 or more within 120 days of account opening.		Sep 18, 2023	Dec 8, 2023	Details
BMO - Relationship Plus Money Market	$300 if you complete $25,000.00 in deposits within 30 days of account opening.	$10.00	Sep 18, 2023	Dec 8, 2023	Details
BMO - Premier	$500 if you complete direct deposits totaling $7,500.00 or more within 90 days of account opening.	$25.00	May 15, 2023	Sep 15, 2023	Details
BMO - Smart Advantage or Smart Money	$300 if you complete direct deposits totaling $4,000.00 or more within 90 days of account opening.		May 15, 2023	Sep 15, 2023	Details
BMO - Premier	$350 if you complete direct deposits totaling $7,500.00 or more within 90 days of account opening.	$25.00	Jan 7, 2023	May 12, 2023	Details
BMO - Smart Advantage or Smart Money	$200 if you complete direct deposits totaling $4,000.00 or more within 90 days of account opening.		Jan 7, 2023	May 12, 2023	Details
BMO - Smart Advantage or Smart Money	$200 if you complete direct deposits totaling $4,000.00 or more within 90 days of account opening.		Oct 1, 2022	Jan 6, 2023	Details
BMO - Smart Advantage or Smart Money	$300 if you complete direct deposits totaling $4,000.00 or more within 90 days of account opening.		Oct 1, 2022	Nov 30, 2022	Details
Bank of the West	$250 if you complete 3 or more direct deposits totaling $3,000.00 or more.	$10.00	Jul 11, 2022	Sep 30, 2022	Details
BMO - Smart Advantage or Smart Money	$300 if you complete direct deposits totaling $4,000.00 or more within 90 days of account opening.		Jun 4, 2022	Sep 30, 2022	Details

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