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M&T

Federal Reserve Board Bank ID: 501105
FDIC Certificate Number: 588

Accounts offered in the following states: CT, DC, DE, MD, NJ, NY, PA, VA, WV.


Current Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
M&T - MyChoice Premium Checking$350 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$24.95Jun 1, 2025Dec 31, 2025Details
M&T - MyChoice Premium Checking$200 if you complete direct deposits totaling $500.00 or more within 90 days of account opening.$24.95Dec 1, 2024Dec 31, 2025Details
M&T - MYCHOICE PLUS Checking$150 if you complete direct deposits totaling $500.00 or more within 90 days of account opening.$14.95Dec 1, 2024Dec 31, 2025Details
M&T - EZCHOICE Checking$100 if you complete direct deposits totaling $500.00 or more within 90 days of account opening.Dec 1, 2024Dec 31, 2025Details


Cards

Credit Card Annual Fee Default Cashback Rate Foreign Transaction Fee Introductory APR on Purchases For Signup Bonus If you Spend In the first
M&T $0 0.00% 3.00% 0.00% 365 days Apply
M&T Rewards $0 1.00% 3.00% 0.00% 365 days $100 $500 90 days Apply
M&T Secured $0 0.00% 3.00% Apply
M&T Signature $0 1.50% 0.00% 0.00% 365 days $100 $500 90 days Apply



Past Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
M&T - MyChoice Premium Checking$350 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$24.95Mar 1, 2025May 31, 2025Details
M&T - MyChoice Plus or Premium Checking$500 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$14.95Mar 3, 2025Mar 31, 2025Details
M&T - MyChoice Plus or Premium Checking$500 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$14.95Jan 6, 2025Feb 28, 2025Details
M&T - MyChoice Premium Checking$350 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$24.95Nov 1, 2024Jan 31, 2025Details
M&T - MyChoice MyChoice Plus or Premium Checking$500 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$14.95Oct 28, 2024Nov 30, 2024Details
M&T - Checking$200 if you complete direct deposits totaling $500.00 or more within 90 days of account opening.Jul 1, 2023Nov 30, 2024Details
M&T - MyChoice MyChoice Plus or Premium Checking$500 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$14.95Jul 1, 2024Oct 25, 2024Details
M&T - MyChoice Premium Checking$350 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$24.95Jul 26, 2024Sep 30, 2024Details
M&T - MyChoice Premium Checking$500 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening and $7,500.00 in deposits.$24.95Jul 1, 2024Aug 30, 2024Details
M&T - MyChoice Premium Checking$400 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$24.95Jul 1, 2024Aug 30, 2024Details
M&T - MyChoice Premium Checking$350 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$24.95Jun 28, 2024Jul 26, 2024Details
M&T - MyChoice Premium Checking$350 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$24.95Jun 1, 2024Jun 28, 2024Details
M&T - MyChoice Premium Checking$400 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$24.95May 31, 2024Details
M&T - MyChoice Premium Checking$350 if you complete $10,000.00 in deposits.$24.95May 31, 2024Details
M&T - MyChoice Premium Checking$350 if you complete $10,000.00 in deposits.$24.95Apr 26, 2024Details
M&T - MyChoice Premium Checking$350 if you complete $10,000.00 in deposits.$24.95Mar 29, 2024Details
M&T - MyChoice Premium Checking$400 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.$24.95Jan 2, 2024Feb 23, 2024Details
M&T - MyChoice Premium Checking$350 if you complete $10,000.00 in deposits.$24.95Jan 3, 2024Jan 26, 2024Details
M&T - MyChoice Premium Checking$350 if you complete $10,000.00 in deposits.$24.95Dec 1, 2023Dec 28, 2023Details
M&T - MyChoice Premium Checking$350 if you complete $10,000.00 in deposits.$24.95Nov 1, 2023Nov 24, 2023Details
M&T - MyChoice Premium Checking$350 if you complete $10,000.00 in deposits.$24.95Oct 3, 2023Oct 27, 2023Details
M&T - MyChoice Premium Checking$350 if you complete $10,000.00 in deposits.$24.95Sep 5, 2023Sep 29, 2023Details
M&T - MyChoice Premium Checking$350 if you complete $10,000.00 in deposits.$24.95Jul 3, 2023Aug 25, 2023Details
M&T - Checking$200 if you complete direct deposits totaling $500.00 or more within 90 days of account opening.Mar 1, 2023May 31, 2023Details





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